{"id":643,"date":"2025-04-23T09:43:53","date_gmt":"2025-04-23T07:43:53","guid":{"rendered":"https:\/\/workerinfinland.com\/?page_id=643"},"modified":"2025-04-25T12:43:22","modified_gmt":"2025-04-25T10:43:22","slug":"finances-and-taxes","status":"publish","type":"page","link":"https:\/\/workerinfinland.com\/fi\/finances-and-taxes\/","title":{"rendered":"Talous ja verot"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"643\" class=\"elementor elementor-643\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77ac48e e-flex e-con-boxed e-con e-parent\" data-id=\"77ac48e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5bbd0dd e-con-full e-flex e-con e-child\" data-id=\"5bbd0dd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d90aee elementor-widget elementor-widget-spacer\" data-id=\"5d90aee\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e4fecf elementor-widget elementor-widget-heading\" data-id=\"7e4fecf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Talous ja verot<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4c4678 elementor-widget elementor-widget-spacer\" data-id=\"e4c4678\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8586aee e-flex e-con-boxed e-con e-parent\" data-id=\"8586aee\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-dcd4196 e-con-full e-flex e-con e-child\" data-id=\"dcd4196\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9a75a58 e-con-full e-flex e-con e-child\" data-id=\"9a75a58\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-746505b elementor-widget elementor-widget-hfe-breadcrumbs-widget\" data-id=\"746505b\" data-element_type=\"widget\" data-widget_type=\"hfe-breadcrumbs-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<nav aria-label=\"Breadcrumb\"><ul class=\"hfe-breadcrumbs hfe-breadcrumbs-show-home\"><li class=\"hfe-breadcrumbs-item hfe-breadcrumbs-first\"><span class=\"hfe-breadcrumbs-home-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-home\" viewbox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M280.37 148.26L96 300.11V464a16 16 0 0 0 16 16l112.06-.29a16 16 0 0 0 15.92-16V368a16 16 0 0 1 16-16h64a16 16 0 0 1 16 16v95.64a16 16 0 0 0 16 16.05L464 480a16 16 0 0 0 16-16V300L295.67 148.26a12.19 12.19 0 0 0-15.3 0zM571.6 251.47L488 182.56V44.05a12 12 0 0 0-12-12h-56a12 12 0 0 0-12 12v72.61L318.47 43a48 48 0 0 0-61 0L4.34 251.47a12 12 0 0 0-1.6 16.9l25.5 31A12 12 0 0 0 45.15 301l235.22-193.74a12.19 12.19 0 0 1 15.3 0L530.9 301a12 12 0 0 0 16.9-1.6l25.5-31a12 12 0 0 0-1.7-16.93z\"><\/path><\/svg><\/span><a href=\"https:\/\/workerinfinland.com\/fi\"><span class=\"hfe-breadcrumbs-text\">Home<\/span><\/a><\/li><\/ul><\/nav>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f680cb elementor-widget elementor-widget-elementskit-heading\" data-id=\"1f680cb\" data-element_type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_center   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title\">Ymm\u00e4rr\u00e4 talouttasi Suomessa<\/h2><div class=\"ekit_heading_separetor_wraper ekit_heading_elementskit-border-divider\"><div class=\"elementskit-border-divider\"><\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d192a8a elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"d192a8a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"\" data-start=\"332\" data-end=\"545\">Kun muutat Suomeen ty\u00f6n per\u00e4ss\u00e4, on t\u00e4rke\u00e4\u00e4 ymm\u00e4rt\u00e4\u00e4 henkil\u00f6kohtaisen talouden ja verotuksen perusasiat. Se auttaa sinua suunnittelemaan budjettia, v\u00e4ltt\u00e4m\u00e4\u00e4n yll\u00e4tyksi\u00e4 ja saamaan parhaan hy\u00f6dyn ajastasi Suomessa.<\/p><h3 class=\"\" data-start=\"547\" data-end=\"573\">Pankkitilin avaaminen<\/h3><p class=\"\" data-start=\"575\" data-end=\"660\">Yksi ensimm\u00e4isist\u00e4 asioista, joita tarvitset, on suomalainen pankkitili. Se on t\u00e4rke\u00e4:<\/p><ul data-start=\"661\" data-end=\"784\"><li class=\"\" data-start=\"661\" data-end=\"684\"><p class=\"\" data-start=\"663\" data-end=\"684\">Palkan vastaanottamiseen<\/p><\/li><li class=\"\" data-start=\"685\" data-end=\"714\"><p class=\"\" data-start=\"687\" data-end=\"714\">Vuokran ja muiden laskujen maksaminen<\/p><\/li><li class=\"\" data-start=\"715\" data-end=\"784\"><p class=\"\" data-start=\"717\" data-end=\"784\">P\u00e4\u00e4sy verkkopalvelveluihin kuten mobiiliilla maksaminen ja vero palvelut<\/p><\/li><\/ul><p class=\"\" data-start=\"786\" data-end=\"823\">Pankkitilin avaamiseen tarvitaan yleens\u00e4:<\/p><ul data-start=\"824\" data-end=\"962\"><li class=\"\" data-start=\"824\" data-end=\"857\"><p class=\"\" data-start=\"826\" data-end=\"857\">Voimassa oleva passi tai henkil\u00f6todistus<\/p><\/li><li class=\"\" data-start=\"858\" data-end=\"894\"><p class=\"\" data-start=\"860\" data-end=\"894\">Oleskelulupa<\/p><\/li><li class=\"\" data-start=\"895\" data-end=\"929\"><p class=\"\" data-start=\"897\" data-end=\"929\">Suomen henkil\u00f6kortti tai muu henkil\u00f6llisyystodistus<\/p><\/li><li class=\"\" data-start=\"930\" data-end=\"962\"><p class=\"\" data-start=\"932\" data-end=\"962\">Todiste ty\u00f6syhteesta tai opinnoista<\/p><\/li><\/ul><p class=\"\" data-start=\"964\" data-end=\"1065\">Suurin osa pankeista tarjoaa palvelujaan Englanniksi.<\/p><p data-start=\"964\" data-end=\"1065\"><strong data-start=\"185\" data-end=\"296\">Pankkitilin avaaminen Suomessa voi vaatia odotettua enemm\u00e4n vaivaa varsinkin juuri Suomeen ulkomailta muuttaneille.<\/strong> Pankkien on noudatettava tiukkoja s\u00e4\u00e4nt\u00f6j\u00e4, joten ole valmis kertomaan, miksi tarvitset tili\u00e4, jakamaan tietoja ty\u00f6st\u00e4si tai opinnoistasi ja toimittamaan todisteet, kuten tulo- ja henkil\u00f6llisyystodisteet. Vaikka prosessi saattaa tuntua byrokraattiselta, se on kaikki osa kansallisia ja EU-tason toimia talousrikosten, kuten rahanpesun, est\u00e4miseksi.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8316929 elementor-widget__width-initial elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"8316929\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/workerinfinland.com\/wp-content\/uploads\/2025\/04\/Financial_decorative_1.webp\" title=\"Financial_decorative_1\" alt=\"Financial_decorative_1\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bca787d e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"bca787d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-be04130 elementor-widget elementor-widget-spacer\" data-id=\"be04130\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1c5df1d e-flex e-con-boxed e-con e-parent\" data-id=\"1c5df1d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-173b04a e-con-full e-flex e-con e-child\" data-id=\"173b04a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0f9fc40 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"0f9fc40\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"\" data-start=\"1604\" data-end=\"1624\">Verotus Suomessa<\/h3><p class=\"\" data-start=\"1626\" data-end=\"1736\">Kaikki ty\u00f6ntekij\u00e4t Suomessa maksavat veroja. N\u00e4ill\u00e4 rahoitetaan esimerkiksi terveydenhuolto, koulutus ja infrastruktuuri.<\/p><p class=\"\" data-start=\"1738\" data-end=\"1767\">Mit\u00e4 sinun tulee tiet\u00e4\u00e4:<\/p><ul data-start=\"1769\" data-end=\"2389\"><li class=\"\" data-start=\"1769\" data-end=\"1969\"><p class=\"\" data-start=\"1771\" data-end=\"1969\"><strong data-start=\"1771\" data-end=\"1783\">Verokortti<\/strong>: Ennen ty\u00f6n aloittamista tarvitset verokortin Verohallinnolta. Ty\u00f6nantaja k\u00e4ytt\u00e4\u00e4 sit\u00e4 pid\u00e4tt\u00e4\u00e4kseen oikean m\u00e4\u00e4r\u00e4n veroa palkastasi.<\/p><\/li><li class=\"\" data-start=\"1973\" data-end=\"2155\"><p class=\"\" data-start=\"1975\" data-end=\"2062\"><strong data-start=\"1975\" data-end=\"1989\">Tulovero<\/strong>: Veron m\u00e4\u00e4r\u00e4 riippuu tuloistasi ja koostuu:<\/p><ul data-start=\"2065\" data-end=\"2155\"><li class=\"\" data-start=\"2065\" data-end=\"2086\"><p class=\"\" data-start=\"2067\" data-end=\"2086\">Valtion tulovero<\/p><\/li><li class=\"\" data-start=\"2089\" data-end=\"2121\"><p class=\"\" data-start=\"2091\" data-end=\"2121\">Kunnallisvero<\/p><\/li><li class=\"\" data-start=\"2124\" data-end=\"2155\"><p class=\"\" data-start=\"2126\" data-end=\"2155\">Sosiaaliturvamaksuista<\/p><\/li><\/ul><\/li><li class=\"\" data-start=\"2157\" data-end=\"2389\"><p class=\"\" data-start=\"2159\" data-end=\"2389\"><strong data-start=\"2159\" data-end=\"2175\">Veroilmoitus<\/strong>: Suurin osa veroista v\u00e4hennet\u00e4\u00e4n automaattisesti. Kev\u00e4\u00e4ll\u00e4 saat esit\u00e4ytetyn veroilmoituksen, jonka voit tarkistaa ja hyv\u00e4ksy\u00e4 \u2013 tai korjata tarvittaessa.<\/p><\/li><\/ul><p data-start=\"1480\" data-end=\"1602\"><a href=\"https:\/\/www.vero.fi\/en\/individuals\/\" target=\"_blank\" rel=\"noopener\">Verohallinon verkkosivut \u2192<\/a><\/p><p data-start=\"1480\" data-end=\"1602\"><a href=\"https:\/\/www.kela.fi\/main-page\" target=\"_blank\" rel=\"noopener\">Kela - Sosiaaliturva Suomessa \u2192<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f21dbbd elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"f21dbbd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"528\" data-end=\"553\">Miksi veroa maksetaan<\/h3><p class=\"\" data-start=\"554\" data-end=\"696\">Verot ovat v\u00e4ltt\u00e4m\u00e4tt\u00f6mi\u00e4 Suomen vahvan sosiaalisen turvaverkon yll\u00e4pit\u00e4miseksi. Verotuksen kautta asukkaat osallistuvat yhteiseen j\u00e4rjestelm\u00e4\u00e4n, joka kattaa:<\/p><ul data-start=\"697\" data-end=\"843\"><li class=\"\" data-start=\"697\" data-end=\"730\"><p class=\"\" data-start=\"699\" data-end=\"730\">Julkinen terveydenhuolto ja sairaalat<\/p><\/li><li class=\"\" data-start=\"731\" data-end=\"776\"><p class=\"\" data-start=\"733\" data-end=\"776\">Ilmainen koulutus varhaiskasvatuksesta yliopistoon<\/p><\/li><li class=\"\" data-start=\"777\" data-end=\"813\"><p class=\"\" data-start=\"779\" data-end=\"813\">Ty\u00f6tt\u00f6myys- ja vanhempaintuet<\/p><\/li><li class=\"\" data-start=\"814\" data-end=\"843\"><p class=\"\" data-start=\"816\" data-end=\"843\">El\u00e4kkeet ja sosiaaliturva<\/p><\/li><\/ul><h3 data-start=\"845\" data-end=\"875\">Kuinka paljon maksat veroa?<\/h3><p class=\"\" data-start=\"876\" data-end=\"993\">Maksamasi veron m\u00e4\u00e4r\u00e4 riippuu tuloistasi ja asuinkunnastasi. <em data-start=\"1238\" data-end=\"1416\">Voit saada arvion veroistasi k\u00e4ytt\u00e4m\u00e4ll\u00e4 <a href=\"https:\/\/www.vero.fi\/en\/individuals\/tax-cards-and-tax-returns\/tax_card\/tax-rate-and-income-ceiling\/tax-percentage-calculator\/\" target=\"_blank\" rel=\"noopener\" data-start=\"1290\" data-end=\"1415\">Veroprosenttilaskuria<\/a><\/em> Verohallinno verkkosivuilla.<\/p><h3 data-start=\"1462\" data-end=\"1495\">Verojen ilmoittaminen ja hallinta<\/h3><ul data-start=\"1496\" data-end=\"1842\"><li class=\"\" data-start=\"1496\" data-end=\"1635\"><p class=\"\" data-start=\"1498\" data-end=\"1635\">Ennen ty\u00f6n aloittamista sinun on pyydett\u00e4v\u00e4 <a href=\"https:\/\/www.vero.fi\/en\/individuals\/tax-cards-and-tax-returns\/tax_card\/\" target=\"_blank\" rel=\"noopener\"><strong data-start=\"1545\" data-end=\"1557\">verokortti<\/strong> Verohallinnolta<\/a>Suomen verohallinnolta.<\/p><\/li><li class=\"\" data-start=\"1636\" data-end=\"1697\"><p class=\"\" data-start=\"1638\" data-end=\"1697\">Suurin osa veroista <strong data-start=\"1653\" data-end=\"1679\">v\u00e4hennet\u00e4\u00e4n automaattisesti<\/strong> palkastasi.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-01583df e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"01583df\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d9cd505 elementor-widget elementor-widget-spacer\" data-id=\"d9cd505\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-614a4f9 e-flex e-con-boxed e-con e-parent\" data-id=\"614a4f9\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8cec1fb e-con-full e-flex e-con e-child\" data-id=\"8cec1fb\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a694dc9 e-con-full e-flex e-con e-child\" data-id=\"a694dc9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b608d73 elementor-widget elementor-widget-elementskit-heading\" data-id=\"b608d73\" data-element_type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_center   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title\">Vero- ja talousvinkit ennen ja j\u00e4lkeen Suomeen muuton<\/h2><div class=\"ekit_heading_separetor_wraper ekit_heading_elementskit-border-divider\"><div class=\"elementskit-border-divider\"><\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8711512 elementor-widget__width-initial elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"8711512\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"400\" height=\"600\" src=\"https:\/\/workerinfinland.com\/wp-content\/uploads\/2025\/04\/Financial_decorative_2.webp\" class=\"attachment-large size-large wp-image-702\" alt=\"\" srcset=\"https:\/\/workerinfinland.com\/wp-content\/uploads\/2025\/04\/Financial_decorative_2.webp 400w, https:\/\/workerinfinland.com\/wp-content\/uploads\/2025\/04\/Financial_decorative_2-200x300.webp 200w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d46709c elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"d46709c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul data-start=\"1504\" data-end=\"1836\"><li class=\"\" data-start=\"1504\" data-end=\"1594\"><p class=\"\" data-start=\"292\" data-end=\"312\"><strong data-start=\"292\" data-end=\"312\">Ennen muuttoa:<\/strong><\/p><ul data-start=\"313\" data-end=\"905\"><li class=\"\" data-start=\"313\" data-end=\"417\"><p class=\"\" data-start=\"315\" data-end=\"417\"><strong data-start=\"318\" data-end=\"378\">Tarkista, onko kotimaasi verosopimus Suomen kanssa<\/strong> \u2013 T\u00e4m\u00e4 voi auttaa v\u00e4ltt\u00e4m\u00e4\u00e4n kaksinkertaisen verotuksen.<\/p><\/li><li class=\"\" data-start=\"418\" data-end=\"561\"><p class=\"\" data-start=\"420\" data-end=\"561\"><strong data-start=\"423\" data-end=\"482\">Varmista, ett\u00e4 kansainv\u00e4linen pankkikorttisi toimii Suomessa<\/strong> tai harkitse v\u00e4liaikaisen verkkopankkitilin perustamista (kuten Wise tai Revolut).<\/p><\/li><li class=\"\" data-start=\"562\" data-end=\"713\"><p class=\"\" data-start=\"564\" data-end=\"713\"><strong data-start=\"567\" data-end=\"592\">Ker\u00e4\u00e4 t\u00e4rkeimm\u00e4t asiakirjat<\/strong>: ty\u00f6sopimus, oleskelulupa, henkil\u00f6llisyystodistus\/passi, tulotodistus \u2013 tarvitset n\u00e4m\u00e4 suomalaisen pankkitilin avaamiseen.<\/p><\/li><li class=\"\" data-start=\"714\" data-end=\"905\"><p class=\"\" data-start=\"716\" data-end=\"905\"><strong data-start=\"719\" data-end=\"743\">K\u00e4yt\u00e4 verolaskuria<\/strong> arvioidaksesi tulevan veroprosenttisi:<br \/><a href=\"https:\/\/www.vero.fi\/en\/individuals\/tax-cards-and-tax-returns\/tax_card\/tax-rate-and-income-ceiling\/tax-percentage-calculator\/\" target=\"_blank\" rel=\"noopener\" data-start=\"778\" data-end=\"905\">Veroprosentti laskuri \u2192<\/a><\/p><\/li><\/ul><p class=\"\" data-start=\"907\" data-end=\"928\"><strong data-start=\"907\" data-end=\"928\">Saapumisen j\u00e4lkeen:<\/strong><\/p><ul data-start=\"929\" data-end=\"1325\"><li class=\"\" data-start=\"929\" data-end=\"1013\"><p class=\"\" data-start=\"931\" data-end=\"1013\"><strong data-start=\"934\" data-end=\"965\">Avaa suomalainen pankkitili<\/strong> saadaksesi palkkaa ja maksaaksesi vuokran ja laskut helposti.<\/p><\/li><li class=\"\" data-start=\"1014\" data-end=\"1130\"><p class=\"translation-block\" data-start=\"1016\" data-end=\"1130\"><strong data-start=\"1019\" data-end=\"1043\">Apply for a tax card<\/strong> sivustolla <a href=\"https:\/\/www.vero.fi\/en\/individuals\/tax-cards-and-tax-returns\/arriving_in_finland\/work_in_finland\/\" target=\"_blank\" rel=\"noopener\" data-start=\"1047\" data-end=\"1081\">vero.fi<\/a> \u2013 Ty\u00f6nantajasi tarvitsee t\u00e4m\u00e4n maksaakseen palkkaa sinulle.<\/p><\/li><li class=\"\" data-start=\"1131\" data-end=\"1221\"><p class=\"translation-block\" data-start=\"1133\" data-end=\"1221\"><strong data-start=\"1136\" data-end=\"1158\">Rekister\u00f6idy Kelaan,<\/strong>  jos olet oikeutettu sosiaalietuuksiin tai terveydenhuoltoon.<\/p><\/li><li class=\"\" data-start=\"1222\" data-end=\"1325\"><p class=\"translation-block\" data-start=\"1224\" data-end=\"1325\"><strong data-start=\"1227\" data-end=\"1261\">Seuraa tulojasi ja menojasi<\/strong> \u2013 Suomen elinkustannukset voivat poiketa siit\u00e4, mihin olet tottunut.<\/p><\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cbed4f3 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"cbed4f3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d7d8ac elementor-widget elementor-widget-spacer\" data-id=\"7d7d8ac\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-40134a1 e-flex e-con-boxed e-con e-parent\" data-id=\"40134a1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-84da9c7 e-con-full e-flex e-con e-child\" data-id=\"84da9c7\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7e7c257 e-con-full e-flex e-con e-child\" data-id=\"7e7c257\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ebcd52 elementor-widget elementor-widget-elementskit-heading\" data-id=\"6ebcd52\" data-element_type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_center   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title\">Olemme t\u00e4\u00e4ll\u00e4 auttamassa<\/h2><div class=\"ekit_heading_separetor_wraper ekit_heading_elementskit-border-divider\"><div class=\"elementskit-border-divider\"><\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99daeb1 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"99daeb1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"translation-block\" data-start=\"265\" data-end=\"465\">Ymm\u00e4rr\u00e4mme, ett\u00e4 taloutesi hallinta ja veroj\u00e4rjestelm\u00e4n ymm\u00e4rt\u00e4minen uudessa maassa voi tuntua ylivoimaiselta. Siksi <strong data-start=\"393\" data-end=\"465\">tuemme sinua kaikissa vaiheissa.<\/strong><\/p><p class=\"\" data-start=\"467\" data-end=\"488\">Voimme auttaa sinua seuraavissa asioissa:<\/p><ul data-start=\"490\" data-end=\"741\"><li class=\"\" data-start=\"490\" data-end=\"537\"><p class=\"\" data-start=\"492\" data-end=\"537\">Ymm\u00e4rt\u00e4m\u00e4\u00e4n miten verotus toimii Suomessa<\/p><\/li><li class=\"\" data-start=\"538\" data-end=\"586\"><p class=\"\" data-start=\"540\" data-end=\"586\">Verokortin hakeminen ja OmaVeron k\u00e4ytt\u00e4minen<\/p><\/li><li class=\"\" data-start=\"587\" data-end=\"621\"><p class=\"\" data-start=\"589\" data-end=\"621\">Suomalaisen pankkitilin avaamisessa<\/p><\/li><li class=\"\" data-start=\"622\" data-end=\"673\"><p class=\"\" data-start=\"624\" data-end=\"673\">M\u00e4\u00e4ritt\u00e4m\u00e4\u00e4n budjetin, joka toimii tulojesi kanssa<\/p><\/li><li class=\"\" data-start=\"674\" data-end=\"741\"><p class=\"\" data-start=\"676\" data-end=\"741\">Kartoittamaan mit\u00e4 asiakirjoja tarvitset - ja mist\u00e4 ne saa<\/p><\/li><\/ul><p class=\"\" data-start=\"743\" data-end=\"843\"><strong data-start=\"743\" data-end=\"843\">Sinun ei tarvitse selvitt\u00e4\u00e4 kaikkea yksin \u2013 olemme t\u00e4\u00e4ll\u00e4 helpottaaksemme taloudellista siirtymist\u00e4si.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5503f14 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"5503f14\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0b22e1 elementor-widget elementor-widget-spacer\" data-id=\"c0b22e1\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Finances and Taxes in Finland Home Understanding Your Finances in Finland When moving to Finland for work, it\u2019s important to [&hellip;]<\/p>","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"iawp_total_views":35,"footnotes":""},"class_list":["post-643","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - 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